Right now, prospective home buyers and property investors are experiencing some of the most intense and contradictory emotions they’ve had in their entire lives. The saner ones blame their financial problems on decisions made by the Government and The Bank for the last couple of decades. Others – those with a more tenuous grip on reality – blame “those greedy bankers” for having the unmitigated gall to actually approve every loan and credit card application they ever submitted.

But regardless of who they may blame in broad daylight, it’s not so easy to escape the real villain as they seek the sweet release of sleep at night. In the privacy of their own bedrooms, they’re confronted with the truth that they and they alone created their own, personal financial crises…

By spending more than they should have on stuff they didn’t need.
By saving less than they should have.
And by accumulating far more debt than they should have.

They regret scoffing at old-fashioned admonitions to be prudent with money. To live sensibly, modestly, and within their means. To accept debt sparingly or not at all. And to save extravagantly.

They marvel at how much money they’ve earned over the last decade or two… how fast it vanished… How little they have to show for it. And they torture themselves, thinking how much better life would be if they had that money now.

They beat themselves up for plunging into debt to buy more than they needed, and then borrowing even more to create the illusion of success: the fancy furnishings, the expensive cars, the designer fashions, the lavish dinners, the trophy vacations, and all the crap they bought to impress others.

So every night, around the world, millions are teaching themselves timeless lessons…

They’re learning that the law of personal responsibility is as intractable as the law of gravity. And that when entire societies consisting of millions of individuals lose their way, no government can save them from the inevitable consequences of their actions.

These consumers have suddenly realized that the “old fashioned” virtues of common sense, prudence, and thrift are time-honoured for a reason: They have been proven to be lifesavers over many millennia.

Personally, it’s not going to do me one bit of good to cry over spilt milk. What I can do, though, is expend every ounce of energy at my command to make as much money as is legally and ethically possible, every hour, day, and working week. Because only more money can get my family safely through this global financial crisis… no matter how long it lasts.

And that’s the reason I choose to invest my hard earned cash into property. Even now, when many investors are hiding under the pillow, I have found ways to buy so efficiently that I can continue to “bank” capital for the future, knowing that UK property has historically (since 1932) doubled in value every 8 years or so.

I’m working to a 10 year plan, so by the time I want to cash in my chips I stand to have properties valued at twice the money they’re worth today – even if they don’t increase for the next two years because of the current recession.

By taking this action I can bullet proof myself against future recessions, ill health and failing pension plans. And I can use the leverage of other peoples money (the Banks and my valued Tenants) to achieve my aims.

If you really want to take control of your finances, and make the same provision for your family’s future, why not get in touch and we’ll talk it through. Fuelling your investments can be easier than you think, as this slide shows – it just needs a little discipline to get started, then we can build your portfolio to pay for itself!!