Posts Tagged ‘ Mortgage Lending ’

The buy-to-let sector should be nurtured

Jul 4th, 2010 | By Les Sheppard | Category: Property Investing

Recent research from Paragon provides some indicators about the state of the buy-to-let sector, particularly regarding mortgage availability.



Mortgage Options for First Time Home Buyers

Jun 21st, 2010 | By Les Sheppard | Category: Aweber, Money

Whilst things have eased slightly since the financial markets meltdown of 2007/8, first time buyers still face a number of obstacles if they are to afford their first step on the property ladder.



Is This The End Of Interest Only?

May 27th, 2010 | By Les Sheppard | Category: Money

Unfortunately many people have used interest only as a way of making sure they can actually afford the mortgage in the first place and deferred worrying about how they are going to pay it back.



Mortgage lending could be constrained for next five years

May 12th, 2010 | By Les Sheppard | Category: Money

Mortgage lending could remain subdued for up to five years as lenders grapple with a £300bn funding gap, a Council of Mortgage Lenders adviser has warned.



TMW increases LTV to 80%

May 11th, 2010 | By Les Sheppard | Category: Property Investing

The Mortgage Works is giving the buy-to-let sector a boost by increasing its LTV from 70% to 80% on its core range.



Your Mortgage: Should You Go For Fixed Rate?

May 4th, 2010 | By Les Sheppard | Category: Money

With fixed-rate mortgage rates at their lowest in nearly a year and fears growing about a rise in interest rates, is it time to fix your mortgage?



Top tips for applying for a mortgage

Apr 24th, 2010 | By Les Sheppard | Category: Money

Mortgages are a big financial investment, and with so many different mortgages on offer, it is vital that you do some groundwork in order to maximise your chance of finding the best deal.



The mortgage that doesn’t require a credit score

Apr 22nd, 2010 | By Les Sheppard | Category: Money

Legal & General Mortgage Club has launched a new mortgage where applicants do not need to be credit scored. The two-year fixed-rate mortgage, which has a rate of 3.35pc, is the only offer of its kind available to borrowers.



Borrowers turn to home reversion to repay mortgage

Apr 20th, 2010 | By Les Sheppard | Category: Money

Home owners are selling stakes in their homes in order to pay off their mortgages, show figures from Bridgewater Equity Release.



“Myth-busting” the mortgage market

Apr 16th, 2010 | By Les Sheppard | Category: Money

Research from Unbiased.co.uk, the professional advice website suggests that many Brits believe they are unable to get a suitable mortgage due to lenders low income multiples.