Homeowners are paying back more on their mortgages than homebuyers are borrowing for the first time since 1993, the Bank of England has reported.

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Mydreampad is completely focused on finding exceptional value in UK property for our investors and first time buyers, and every [...]

The little man has his day?
Doesn’t it feel good to know that someone finally said it to his face, out loud, accurately, concisely and without fear of intimidation, interruption or put-down? And all the time Gordon Brown had no choice but to sit there and listen to what a huge number of [...]

The law of forced efficiency says: “There is never enough time to do everything, but there is always enough time to do the most important thing.”
The fact is that the average person today is working at 110-130 percent of capacity. And the jobs and responsibilities just keep piling up. One recent study concluded that the [...]

 
Investing in property requires “big” decision making, sometimes with tens of thousands of pounds at stake in a single transaction. It’s no surprise that some first time investors become paralysed by fear at the thought of the risks involved, and many a good deal has been lost through unnecessary delays caused by trying to find [...]

 
We all have a keen interest in the performance of the housing market, as investors or first time buyers, as the price of houses dictates the personal wealth and “upward mobility” of us all. Predicting future price trends is almost impossible, and anyone who tells you that they can should be given a wide berth [...]

Investing in property in the current economic climate could be viewed as risky for both first time buyers and even savvy investors.